Your privacy and data security are our top priorities
Last Updated: September 25, 2025
At InsuredRiders, we hold your privacy in the highest regard and are deeply committed to ensuring the security of your personal information. This Privacy Policy serves as our transparent explanation of how we collect, use, disclose, and safeguard your information when you engage with our services or visit our website.
To provide and enhance our insurance services, we collect various types of information. This includes personal details such as your name, address, date of birth, and contact information, along with your driver's license number, driving history, and Social Security number where legally required. We also gather vehicle-specific information including make, model, year, and VIN, as well as payment and financial details necessary for policy processing. Additionally, we collect usage information through your interactions with our website, such as your IP address, browser type, device information, pages visited, features used, visit timestamps, and data from cookies and similar tracking technologies.
The information we collect serves multiple essential purposes in delivering our insurance services. We use it to process your insurance applications and underwrite policies, calculate appropriate premiums, and determine your coverage eligibility. Your data enables us to efficiently process claims and provide responsive customer support, while also helping us detect and prevent fraudulent activities. We rely on your information to send you important policy updates, renewal notices, and other critical communications, continuously improve our services and website functionality, comply with all applicable legal and regulatory requirements, and market our products and services when you have provided your consent.
InsuredRiders does not sell, rent, or lease your personal information to third parties for marketing purposes.
While we never sell your personal information to third parties for their marketing purposes, we may share your information with select partners when necessary for legitimate business purposes. This includes service providers who perform essential functions on our behalf, such as payment processing, data analysis, and customer service operations. We also share information with insurance partners, including other insurance companies and reinsurers involved in underwriting or processing your policy. When required by law or necessary to protect our rights, we may disclose information to legal authorities, government agencies, or law enforcement. For claim processing purposes, we share relevant details with authorized repair facilities and service providers. Additionally, we may provide information to credit reporting agencies for credit checks and fraud prevention activities where permitted by law.
We implement comprehensive security measures to protect your information from unauthorized access, disclosure, or misuse. Our security infrastructure includes encryption of sensitive data during both transmission and storage, secure servers protected by advanced firewalls, regular security audits and vulnerability assessments, restricted access controls limiting who can view your personal information, and ongoing employee training programs focused on data protection best practices. While we maintain these robust security protocols and continuously invest in strengthening our defenses, we acknowledge that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security against all potential threats.
You maintain important rights regarding your personal information. You have the right to access and review the personal information we hold about you, request corrections to any inaccurate or incomplete data, and ask for the deletion of your information, subject to our legal obligations to retain certain records. You can opt-out of receiving marketing communications at any time, request a copy of your information in a portable format for your own use or transfer to another service provider, and object to certain types of processing of your information. To exercise any of these rights or discuss your privacy preferences, please contact us using the information provided below.
If you have any questions, concerns, or specific requests regarding this Privacy Policy or our data handling practices, we encourage you to reach out to us directly. You can contact our privacy team by phone at +1 (209) 318-4880, by email at [email protected], or by mail at our physical address: 1300 K St Modesto CA 95354. We are committed to addressing your privacy inquiries promptly and thoroughly.